Non-Traditional Investments

Market-Linked Certificates of Deposit

Are Market-Linked Certificates of Deposit (CDs) Right for You?

If you are concerned about taking risks because you are close to retirement or retired, or do not want to take on the risk necessary to make up for any losses but want to participate in the market, Market-Linked CDs can protect your principal investment and help you capture upside opportunities. Benefits of Market-Linked Certificate of Deposits:

• Protect your principal against losses
• Increase the potential for capital growth/income
• Enhance your portfolio’s diversification
• Be more financially prepared for retirement

For more information, see Market-Linked Certificates of Deposit overview.  Call 914-244-9470 to discuss adding Market-Linked CDs to your portfolio.

Our first priority is helping you take care of yourself and your family. We want to learn more about your personal situation, identify your dreams and goals, and understand your tolerance for risk. Long-term relationships that encourage open and honest communication have been the cornerstone of my foundation of success.  Send me an email regarding any questions you may have about any particular investment concepts or products. We'll get back to you quickly with a thoughtful answer.

Returns are not guaranteed and principal is only guaranteed when held to maturity. Stock market CDs have inherent risks, such as market and liquidity risks. If purchasers sell their CDs prior to maturity, they may receive more or less than their original investment. Past performance of any indices is not a predictor of future results. CD returns may not track full performance of the indices, and may not be suitable for all investors. Investors should carefully read the related term sheet and prospectus and/or disclosure statement before investing. Structured product CDs may be treated differently than traditional CDs for tax purposes and investors should consult their tax advisors.